February 24, 2014 11:44
Do you have a budget? Many people say yes and then can't really tell you how much money they alot each month for even the basic things like groceries, gas for the car, or eating out. Actually having a budget that is written down and followed each month is vastly different from having an idea of what you think you spend each month.
I was a fool for years thinking I 'had a budget'. It wasn't until going through Financial Peace University from the Dave Ramsey folks and applying the principles that our family's way of life was changed.
Amazing to think that some basic planning and committment can allow a family of two incomes to drop to one income just by keeping track of where they spend their money each month and sticking to it. Yep, that is our family.
Now, that we've been faithful at it for almost 18 months it's exciting to share it with other folks and encourage them as well.
Their are many money managment tools and resources online but I would encourage you to check out www.davereamsey.com with many resources and fanstic advice on all areas related to money.
February 19, 2014 09:46
I go to my search engine of choice today and the Google image displayed is of cakes with candles on them. I'm initially thinking ... wow, how cool is it that they chose to put up this image cause it is my birthday today. Then I got real curious and wondered ... do they know it's my birthday? After all I am logged into my google mail.
So, I open a different browser and go to google not being logged in and no birthday cakes with candles. Kind of strange to think about Google acting on info like your birthday on a search page, but why not.
February 4, 2014 08:26
Just over a year ago for some reason I thought that having a D&B (Dunn and Bradstreet) number and establishing a profile with them might be helpful for us down the road. First, we received all kinds of calls and emails prior to signing up Then of course, right after signing up we couldn't get ahold of anyone while our profile was being 'held hostage' of sorts by them. We soon discovered that what was promised for what we paid was untrue and basically a profile was worthless, at least for our business.
This past week we receive an email notice that suggests we have a bad mark on our credit in our D&B profile. Of course, that is concerning and maybe paying them our hard earned money was worth it after all. After some investigation we discovered the credit card we used last year to purchase the profile had expired and that is why they sent an alert about our 'bad credit' which you can see below.
One good thing? They seemed to answer the phone pretty quickly to get our money again ... at least they are good at one thing:) So, in short they used their own product to suggest and imply we had a bad credit mark on our profile ... wow!
January 27, 2014 18:43
What a conference would look like if we were all sitting in the same room. Crazy how accurate this is sometimes...
January 21, 2014 23:40
Ever have too much stuff going into your head that you just feel like ... wow ... my head is going to explode? I'm not talking about stupid junk you watch on tv or a bunch of silly stories told over the water cooler. I'm talking about really great stuff flowing into your brain.
One tends to think as they are younger, that means less than the age you currently are, that you know things, that you have stuff figured out. Then as you mature, that means get older, you realize how much you really don't know but how many other people know really great stuff and are really good at certain things.
I'm amazed at how much I'm learning from the folks that work alongside me at InteractRV. Being a founder and serving as President really only means that at one time I had an awesome idea that got me to some point where I needed to start adding quality people and now spend most of my time providing the tools and resources they need to be as successful as they can and want to be.
So now I have all these great folks teaching me and filling my brain ... 2014 is turning out to be an exciting year with tons of opportunity just waiting to be discovered!